Last Updated: March 7, 2025

Please also read our Privacy Policy here

1. Acceptance of Terms

By accessing and using this website (transformintowisdom.com), owned and operated by Transform into Wisdom LLC (“Company,” “we,” “us,” or “our”), you (“User,” “you,” or “your”) agree to be bound by these Terms and Conditions (“Terms”). Your continued use of the website constitutes your acceptance of these Terms, whether you have read them or not.

2. Legal Disclaimer

The information provided on this website, Transform into Wisdom (“Website”), and through any associated content created by Transform into Wisdom LLC (“Company,” “we,” “us,” or “our”) is for informational and educational purposes only. Nothing on this Website, in our services, or in any of our digital content should be construed as legal, financial or medical advice of any kind.

a) No Medical Advice

• • The content on this Website, including but not limited to articles, blog posts, podcasts, videos, courses, and downloadable materials, does not constitute legal, financial, or medical advice and should not be relied upon as such.
  • The information provided is not intended to diagnose, treat, cure, or prevent any condition, nor should it be used as a substitute for professional medical, psychological, legal, or financial consultation.
  • If you require medical, psychological, or legal assistance, you are strongly advised to consult a qualified licensed professional in the appropriate field.

b) No Client Relationship

• • Engaging with our Website, content, or contacting us does not create a professional-client relationship of any kind, including but not limited to client-therapist, client-coach, client-mentor, or client-consultant relationships.
  • A formal relationship will only be established upon the execution of a written client agreement signed by both parties.
  • Any communication sent to Transform into Wisdom LLC through this Website, email, social media, or other digital channels does not create a confidential or legally protected relationship unless otherwise explicitly stated in a signed agreement.

c) Personal Responsibility and Assumption of Risk

• • By using this Website and engaging with our content, you acknowledge that you are responsible for your own decisions, actions, and well-being.
  • You agree to hold us harmless from any outcomes or consequences resulting from your reliance on any information presented on this Website or in our content.
  • While we strive to provide accurate, up-to-date, and high-quality content, we make no representations or warranties regarding the accuracy, reliability, or completeness of any information provided.
  • We disclaim all liability for any errors or omissions in the content and for any reliance placed on such content by you or anyone acting on your behalf.

3. No Warranty

The information, products, and services available on this website may contain inaccuracies or typographical errors. We reserve the right to update, modify, or change the content at any time without prior notice.

We make no representations or warranties regarding the accuracy, reliability, suitability, availability, or timeliness of the information, software, products, services, or related graphics found on this website. To the fullest extent permitted by law, all such content is provided on an “as is” basis, without any warranties or conditions of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

To the maximum extent permitted by applicable law, we and our affiliates, suppliers, or licensors shall not be liable for any direct, indirect, punitive, incidental, special, consequential, or other damages arising from or related to the use or performance of this website. This includes, but is not limited to, damages for loss of data, business interruptions, or any other damages arising out of the inability to use the website, reliance on any information provided, errors, omissions, or any other cause of action.

Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages; therefore, these limitations may not apply to you. If you are dissatisfied with any part of this website or these terms, your sole and exclusive remedy is to discontinue use of the site.

By accessing and continuing to use this website, you acknowledge and agree to these disclaimers and limitations of liability. You further release Transform into Wisdom LLC, its owners, employees, agents, and assigns from any and all claims arising out of your use of this website.

4. Indemnification

You agree to indemnify, defend, and hold harmless Transform into Wisdom LLC, its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) that arise from or relate to your use of this website, violation of these Terms and Conditions, infringement of any intellectual property or other rights of any third party, or violation of any applicable law or regulation.

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you. In such an event, you agree to fully cooperate with us in asserting any available defenses. You may not settle any claim without our prior written consent unless the settlement releases us from all liability and does not impose any obligations or restrictions on us.

This indemnification obligation shall survive the termination or expiration of these Terms and Conditions and your use of the website.

5. Intellectual Property Rights and Personal Use

All content made available on our website, social media platforms, and podcast, including but not limited to programs, courses, program materials, documents, videos, audio recordings, images, graphics, logos, designs, text, trademarks, and any other intellectual property (“Content”), is the exclusive property of Transform into Wisdom LLC (“Company,” “we,” “us,” or “our”). This Content is protected by copyright, trademark, and other intellectual property laws, and may not be copied, reproduced, distributed, modified, or used in any way without our express written permission.

Limited License for Personal Use

We grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use our Content strictly for personal, non-commercial use. You may view, download, or print materials for your personal reference, but you may not:

• • Republish, distribute, or share Content for commercial purposes.
  • Copy, modify, or create derivative works from our Content.
  • Use any Content in a way that implies an affiliation, endorsement, or connection to our business without written consent.

Permission Requests

If you wish to use any Content beyond the permitted personal use, you must submit a written request via our “Contact Us” form on the website. Our failure to respond to a request does not grant permission. Any unauthorized use of our Content will be considered infringement and may result in legal action.

Social Media Sharing

We encourage responsible sharing of our Content through social media using the provided sharing tools. Such sharing must credit Transform into Wisdom LLC and may not imply endorsement or alter the original intent of the Content. The use of our social media plug-ins and widgets does not constitute a waiver of our intellectual property rights.

User-Generated Content

When you submit, post, or share any content on our website, podcast, or social media (“User Content”), you grant us a perpetual, non-exclusive, royalty-free, worldwide license to copy, reproduce, distribute, transfer, display, perform, and create derivative works from such User Content in any and all media formats for advertising, marketing, or any other lawful purpose.

• • You retain the right to remove your User Content at any time. However, we retain a license to any User Content that has been incorporated into our advertising, marketing, or other content before removal.
  • You agree not to post or transmit any User Content that is defamatory, unlawful, abusive, harassing, obscene, vulgar, hateful, or otherwise objectionable. We reserve the right to remove any User Content at our discretion.

By accessing and using our website, social media, or podcast, you acknowledge and agree to abide by these intellectual property rights.

6. Testimonials and Results Disclaimer

Testimonials presented on this website are individual experiences and do not guarantee similar results for all users. Your success depends on various factors, including your commitment, experience, background, and individual circumstances.

7. No Formal Endorsement & Affiliate Disclosure

We may promote third-party products or services and receive compensation through affiliate links. We are not responsible for the accuracy, quality, or reliability of third-party products or services purchased through such links. You assume all risks associated with any purchase or engagement with third-party providers.

No Formal Endorsements

Any reference or link to third-party companies, events, services, or products on our website, blog, podcast or within our emails shall not be construed as a guarantee of success or satisfaction, nor shall it be considered an endorsement of such companies, events, services, or products.

You acknowledge and agree that it is your sole responsibility to exercise independent judgment in determining the suitability and potential benefit of any third-party companies, events, services, or products for you and/or your business.

You further agree that we shall not be liable for any dissatisfaction or loss you may incur in the event that you choose to purchase any third-party companies’, events’, services’, or products. You agree to indemnify and hold us harmless from any and all claims arising from such transactions.

Affiliate Disclosure

We may, from time to time, provide affiliate links to products and/or services that we believe are aligned with our own offerings. You acknowledge that we may receive financial compensation or other forms of remuneration as a result of your purchase of such products or services via the affiliate link.
You agree that it is your sole responsibility to determine whether to make a purchase via an affiliate link. We shall not be liable for any dissatisfaction or loss arising from your purchase of any products or services through an affiliate link. You agree to indemnify and hold us harmless from any and all claims or damages resulting from such purchases.

8. Third-Party Links

Our website, social media pages, podcast, and other digital platforms may contain links to third-party websites, products, or services for your convenience and informational purposes. These third-party links do not constitute an endorsement, sponsorship, or recommendation by Transform into Wisdom LLC (“Company,” “we,” “us,” or “our”) of the third-party website, its owners, or any content, products, or services available through such third-party links.

We do not control or influence the content, policies, security, or practices of any third-party websites, and we are not responsible or liable for any loss, damage, or other consequences resulting from your access to or use of third-party websites. Your use of any third-party website is solely at your own risk, and it is your responsibility to review and comply with the terms, conditions, and privacy policies of any third-party website you visit.

By clicking on any third-party link, you acknowledge and agree that:

• • We make no warranties, express or implied, regarding the accuracy, reliability, or completeness of any third-party content or services.
  • We shall not be liable for any loss, injury, claim, liability, or damage of any kind resulting from your use of or reliance on third-party content, services, or products.
  • We are not responsible for any data collection, tracking, cookies, or other technologies used by third-party websites, nor for how such third parties handle your personal information.
  • If you engage in transactions with third parties through links found on our website, podcast, or other platforms, you do so at your own discretion and risk.

You agree to hold us harmless from any claims, damages, or liabilities arising from your interactions with third-party websites or services accessed through our platforms.

9. Payment and Security

By purchasing any product, service, course, or digital content through our website or any other platform operated by Transform into Wisdom LLC, you agree to provide accurate, complete, and current payment and billing information. You also acknowledge and agree to the following:

a) Payment Processing & Third-Party Providers

• • We use third-party payment processors to facilitate secure transactions. These third-party processors may collect, process, and store your payment information in accordance with their own terms and privacy policies. We do not control or assume liability for their actions, policies, or security measures.
  • You are responsible for reviewing the terms and conditions of any third-party payment processor before completing a transaction.
  • We do not store or retain full credit card details. Any financial information you provide is securely processed by our third-party payment processor.

b) Payment Authorization & Responsibility

• • By completing a transaction on our website, you authorize us and/or our payment processor to charge your selected payment method for the full purchase amount, including applicable taxes and fees.
  • You agree that you are financially responsible for all purchases made by you or any third party acting on your behalf.
  • If any payment is declined, revoked, or reversed after a successful transaction, we reserve the right to suspend access to the purchased product or service until the payment is resolved.
  • Unauthorized use of any payment method, including fraudulent transactions, may result in legal action.

c) Security Measures & Disclaimer

• • We implement reasonable security measures to protect your payment information and personal data from unauthorized access, alteration, disclosure, or destruction. However, due to the nature of the internet and evolving cybersecurity threats, we cannot guarantee absolute security.
  • You acknowledge that any information you transmit via the internet, including payment details, is done at your own risk.
  • We are not responsible for any breach of security or unauthorized access to your financial information by third parties beyond our reasonable control.

d) Refunds & Chargebacks

• • All sales are final unless otherwise stated in a specific refund policy. By making a purchase, you acknowledge that you have read and agreed to our refund policy.
  • We do not tolerate chargeback abuse or fraudulent payment disputes. If you initiate a chargeback for a valid transaction, we reserve the right to report the incident to credit agencies, collection services, or chargeback databases, which may negatively impact your credit profile.
  • Chargeback abusers may be banned from making future purchases and may be subject to legal action.

By completing any purchase through our website, you confirm that you have read, understood, and agree to these Payment and Security terms.

10. Limitation of Liability

Under no circumstances shall Transform into Wisdom LLC be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your access to or use of this website. Your sole remedy is to discontinue using this website.

11. Termination of Access

We reserve the right to terminate or restrict your access to this website at any time, without notice, for any reason, including violation of these Terms.

12. Dispute Resolution and Jurisdiction

By using our website, purchasing our products or services, engaging with our podcast, or interacting with any digital content provided by Transform into Wisdom LLC (“Company,” “we,” “us,” or “our”), you agree to the following dispute resolution procedures and jurisdictional terms.

a) Governing Law

These Terms and any dispute arising from or relating to them shall be governed by and construed in accordance with the laws of the State of Oregon, United States, without regard to its conflict of law principles.

b) Informal Dispute Resolution

Before initiating formal legal action, you agree to attempt to resolve any dispute informally by contacting us in writing using the “Contact Us” form on the website with a detailed description of the issue. We will make a good-faith effort to resolve the dispute within 30 days of receiving your written notice.

If we are unable to reach a resolution within this timeframe, the dispute may proceed to binding arbitration as outlined below.

c) Binding Arbitration

• • If an informal resolution is not reached, any controversy, claim, or dispute arising out of or related to these Terms, our website, products, services, or any content provided by us shall be resolved exclusively through binding arbitration rather than in court.
  • Arbitration shall be conducted in accordance with the rules of the American Arbitration Association (AAA) or another mutually agreed-upon arbitration organization.
  • The arbitration shall take place in Oregon or at another location mutually agreed upon by both parties.
  • Each party shall bear its own legal costs, attorneys’ fees, and arbitration expenses unless otherwise required by applicable law.
  • The arbitrator’s decision shall be final and binding, and judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

d) Waiver of Class Actions and Jury Trials

• • You agree to waive any right to participate in class actions, collective actions, or representative proceedings against us. Any dispute must be resolved on an individual basis.
  • You further waive any right to a trial by jury in any action, proceeding, or dispute resolution related to these Terms.

e) Exceptions to Arbitration

While arbitration is the preferred method of resolving disputes, we each retain the right to:

• • Seek injunctive or equitable relief in a court of law to prevent unauthorized use of intellectual property, confidential information, or proprietary rights.
  • Bring a claim in small claims court if the dispute qualifies under the applicable small claims court rules.

f) Jurisdiction and Venue

To the extent that any dispute is found not to be subject to arbitration, you agree that any legal proceeding shall be brought exclusively in the state or federal courts located in Washington County, Oregon. You consent to the personal jurisdiction of such courts and waive any objection based on inconvenient forum or lack of jurisdiction.

g) Time Limitation on Claims

Any claim or cause of action arising out of or related to our website, products, services, or these Terms must be filed within one (1) year after the claim accrues, or it shall be permanently barred.

h) Changes to This Agreement

In the event that We must make a claim for any breach of these Terms and Conditions by negotiation, litigation, mediation, or arbitration, we shall be entitled to recover our attorney’s fees and costs.

We reserve the right to modify or update these dispute resolution terms at any time. Any changes will be posted on our website and will take effect immediately upon posting. Continued use of our website or services after any modifications constitute acceptance of the updated terms.

By using our website, purchasing our products or services, or engaging with our content, you acknowledge and agree to this Dispute Resolution and Jurisdiction clause.

13. Severability

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14. Modifications to Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with the updated date. Your continued use of this website after modifications indicates your acceptance of the revised Terms.

15. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us:

Email: hello@nulltransformintowisdom.com

Mailing address:

Transform into Wisdom LLC
2850 SW Cedar Hills Blvd #1046
Beaverton, OR 97005
United States
971-249-2149